PRIIP Regulation Part 1
12. June 2025Nominal curve construction
1. July 2025
Create and Manage PRIIP KIDs
Hypo Tirol relies on the UnRısk PRIIPs Solution
Hypo Tirol Bank has over 100 years of experience in serving institutions and private clients. Hypo Tirol Bank focused on serving retail and corporate customers with a strong presence in Tyrol. As part of its regulatory obligations, the bank manages complex PRIIP reporting requirements across multiple product types.
When looking for a PRIIPs solution, accuracy, traceability, and operational simplicity were key.
Challenge
KID Aufzählung
Issuers of packaged retail and insurance-based investment products (PRIIPs) are required to provide consistent, regulation-compliant key information documents (KIDs).
The rules define not only the content and structure of these documents, but also the periodicity and the way figures such as summary risk indicators and performance scenarios are calculated.
For financial institutions, this represents a considerable operational effort:
- Data has to be collected, consolidated and validated.
- Calculations must meet regulatory standards.
- Documents need to be versioned, reviewed, and monitored over time.
Hypo Tirol faced exactly these challenges while managing KIDs for a range of structured financial products.
Benefits
With UnRısk PRIIPs,
Hypo Tirol benefits from a fully integrated solution that combines the PRIIP calculation module and the KID tool in a single environment.
- All PRIIP-relevant figures are calculated automatically and audit-proof.
- The KID editor supports quick search, versioning, and approval workflows.
- Built-in alerts ensure timely updates when input parameters change.
This setup helps Hypo Tirol ensure compliance, reduce manual effort, and maintain control over the full lifecycle of their PRIIP KIDs.
Solution
UnRısk PRIIPs covers:
- PRIIP-compliant calculation of risk, performance, and cost indicators.
- A fully searchable and versioned KID management interface.
- Integration into existing IT systems via clear data interfaces.
- Monitoring functionality with alert logic and preview functionality.
The solution is tailored to support different product types, like structured notes, interest rate derivatives and funds.
Learn more about
UnRısk PRIIPs.
Implementation
After a brief analysis of the data setup, system interfaces and operational requirements, the UnRısk team implemented the solution within four weeks.
The project included:
- Connection of existing product data and regulatory parameters
- Validation of calculation results for different PRIIP types
- Setup of workflows for document generation and internal reviews
Hypo Tirol Bank uses UnRısk PRIIPs to manage their PRIIP KIDs – from calculation to monitoring – in a streamlined, compliant process.
Want to dive deeper into PRIIPs? Read our blog series on the PRIIP Regulation.
Searching for a one-stop solution with high-quality numerical implementation?
